How To Read Jewelry Marks

The number markings on precious gold jewelry are a bit of confusion to lots of people. We are generally used to seeing a karat or silver mark like this: 10K, 14K, 18K, Sterling, etc. The numbers mean the same thing.

For 14k the number is technically 583 but most manufacturers adopted the European way and make 14k gold a tiny bit over 14k, so the mark is 585 in most 14k jewelry. 18K is marked 750. If the mark is valid and there is a makers mark also in the jewelry, the number means these items are 18k gold.

Here is where the numbers come from. Pure gold is called 24 karat. For 18k gold, there are 18 parts of pure gold mixed with other metals to make the metal suitable for use in jewelry. 24k is too soft alone to stand up or to hold stones well. 18 parts pure gold divided by 24, or 18/24 equals 750. That is where the number comes from. The jewelry is 75% pure gold, 750 parts gold with 250 parts other metals out of “1000” parts. It is easier to think of it as a percent which is pure gold in the recipe.

Sterling silver is marked 925. Sterling is 92.5% pure silver and the rest is other metal, generally copper.

What does it mean if the ring marked 14K PR? The 14K simply means it is 14K (Karat) gold and because of the K means it would have been made in either South East Asia or The United States. The PR marks are just the Maker or Store ID or even a design mark, and have no relevance to the Value.

The basic decimal formula to work out the quality of gold content is quite simple, as they are all measured in ‘Parts per Thousand.’ This means that 9ct gold is calculated like this: 9 (for 9ct) is divided by pure gold (24) and then multiplied by 1000 (for pure gold as a decimal). ie: 9/24*1000=375 That 375 is the decimal quality for 9ct gold and is sometimes shown with a decimal point in front – .375

The old Victorian standard of 15ct gold is calculated the same way – 15/24*1000 = 625 (Not quite the numbers you have on your jewelry. Dental gold is 16ct or 666 recurring. But you can also reverse this formula by starting with the decimal and working back. ie: 375/1000*24 = 9

In your case we can use 698/1000*24 = almost 17ct

I have a platinum engagement ring and found a wedding ring that I really like but the band is made of palladium. Is it safe to wear these two metals together without one damaging the other?

It will wear the softer metal OVER TIME but that could take many years. My Grandmothers wedding ring eventually wore away the band of her engagement ring but it took over 20 years to do.

Platinum and Palladium and quite good together but I would take the advice of your local friendly jeweler and have them check both rings. Sometimes the Platinum may be a lower grade in order to make it harder – so have that checked.


Why Do People Read Magazines?

Magazines are a great source of information and entertainment. People who are regular magazine readers tend to be the most informed about the world. The subject matter of magazines varies as much as the world around us. The choice is completely up to you: It could be health, education, fashion, movies, technology, science, business and the economy, sports, lifestyle, travel and tourism, or anything in between. Besides reading magazines at home, you'll also find them in hotels, airplanes, offices, salons and just about any place with a waiting room.

Women tend to read magazines more frequently than men. They usually enjoy fashion, beauty, health, celebrity gossip and home-care magazines. Men, however, have their own favorite topics, including sports, technology and business. There are plenty of magazines to meet their interests, too. Regardless of your gender or your interests, there's a magazine to fill your informational needs and appetite. Frequency of publication is usually weekly or monthly, although there are some bi-monthlies, quarterly and annual magazines.

? Who is likely to subscribe to magazines?

Many households count magazine subscriptions as a regular expense just like groceries and electricity. These families are able to stay well informed about the world and up to date on their favorite subjects. And all this information is delivered straight to their mailbox every week or every month.

Many offices also regularly subscribe to magazines, primarily for two reasons:

1. To keep employees aware of the latest development in the company's industry.
2. To entertain guests while they wait for appointments.

Outside of homes and offices, you'll find other organizations taking advantage of cheap magazine subscriptions. These include salons and doctor's offices, where people have to wait for appointments. Magazines are perfect for this situation, as they give customers a chance to catch up with world events and other interests while they wait. A wide selection of magazines in a waiting room is considered to be very professional and courteous. all this information is delivered straight to their mailbox every week or every month.

Online subscription:

These days, you buy everything online. Cheap magazine subscriptions are no exception. By subscribing to a magazine online, you have instant access to great articles in the print edition as well as content published outside the regular publication cycle. Publishers are offering almost all their magazines online, and you'll often find them for less cost than a regular print subscription. Give it a try: Just type your favorite magazine's name into your favorite search engine and pick the deal that works for you.

Why should I go for monthly subscription?

If you are fond of a particular magazine, you should buy a monthly subscription rather than purchasing each issue separately at a store. There are several reasons: First, a subscription will save you money. Most publishers offer substantial discounts for magazine subscriptions. Second, many offers include free gifts, such as a tote bag or an extra publication. Third, you do not have to worry about your favorite magazine being unavailable when you drop by the newsstand. Each issue will be conveniently delivered to your mailbox every week or every month, depending on the frequency of publication.

There are also a number of magazines targeted specifically at children and their interests. By subscribing to one of these, you'll be encouraging your child to read. He'll also have something to look forward to every week or month. Your teenagers will also enjoy a subscription. There are a number of titles specifically geared to their interests, too.

Magazines provide a wealth of information, entertainment and peace of mind. A subscription is one of the least expensive ways to keep you and your family informed, entertained and happy. If you own a business, you owe it to your employees and customers to offer a range of magazines. The choice of subject is yours. Subscribe today!


Do Not Buy the "Rich Dad, Poor Dad" Book Until You Read This!

Rich Dad, Poor Dad, Robert Kyosaki

"What the rich teach their kids- that you can learn too."

What is the book about?

Rich Dad, Poor Dad introduces you to the basic principles of investing, explains why investing is so important, and explodes the myth that you need to earn a high income to become rich.

Who is this book written for?

If you have little or no financial education and want to learn the basic rules about investing, read this book!

Robert Kyosaki, a self-made millionaire, successful business owner and international best-selling author, teaches you about investing, by recounting the story of his financial education from two strong role models:

Poor Dad (his natural father), a well educated and highly paid government official.

Rich Dad (his best friend Mike's father), a high school dropout and successful businessman

Each Dad had a very different attitude and approach towards the subject of money. One ended up jobless and in debt, the other, one of the richest men in Hawaii.

Robert describes, how as a small boy, he made the decision to listen to his Rich Dad who surprisingly tasted him how to think, act and become rich.

"One dad had a habit of saying 'I can not afford it' the other 'how can I afford it' … One statement lets you off the hook, the other forces you to think"

Robert writes in a simple, non-assuming style without complicated words and financial jargon. Through amusing stories and simple diagrams he explains the six basic lessons his rich Dad taught him about money.

"Most of us learn about money from our parents, so what can poor parent tell their child about money? Stay in school and study hard? Schools focus on scholastic and professional skills but not on financial skills. accountants who earned excellent grades in school, struggle financially all of their lives "

I say:

Never read a book about investing? This should your first one.

I came across "Rich Dad, Poor Dad" completely by accident, in my local bank.

It immediately stuck out from the boring "money magazines" and after flicking through a few pages, I was so impressed (and surprised) a book about finance that could actually hold my attention, that I bought it and finished it in one sitting.

For anyone (like me) who parents never taught you about financial matters, I suggest you buy this IMMEDIATELY!

There are no definitive, practical instructions of how to get rich, but it will open your mind to the possibility. More importantly it will change the way you think about money forever.



Source by Myles Harman